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Terms and Conditions

Last Updated: [INSERT DATE]

1. Introduction

Welcome to [INSERT COMPANY NAME] ("Company," "we," "our," or "us"). By accessing our services, including our coaching programs, group sessions, and membership content at [INSERT WEBSITE], you agree to these Terms and Conditions.

2. Services Description

We provide the following services:

  • One-on-one health coaching sessions

  • Group coaching programs

  • Monthly membership content and support

  • Digital wellness resources and materials

3. Program Terms

3.1 One-on-One Coaching

  • Sessions must be used within [X MONTHS] of purchase

  • [X HOURS] notice required for cancellation

  • Missed sessions without notice will be forfeited

  • No refunds on unused sessions

3.2 Group Programs

  • Access granted for duration of program plus [X DAYS]

  • Live sessions cannot be made up if missed

  • Recordings available for [X DAYS] after live session

  • No program sharing or redistribution permitted

3.3 Monthly Membership

  • Billed on a recurring monthly basis

  • [X DAYS] notice required for cancellation

  • Access terminated at end of paid period

  • No partial refunds for unused time

4. Payment Terms

  • All prices are in [CURRENCY]

  • Payment is due in full before services begin

  • We accept [LIST PAYMENT METHODS]

  • Late payments may result in service suspension

5. Refund Policy

  • 1:1 Coaching: [INSERT REFUND TERMS]

  • Group Programs: [INSERT REFUND TERMS]

  • Membership: [INSERT REFUND TERMS]

6. Client Responsibilities

You agree to:

  • Provide accurate health information

  • Participate actively in programs

  • Maintain professional boundaries

  • Keep login credentials confidential

  • Not share or redistribute materials

7. Medical Disclaimer

[INSERT COMPANY NAME] provides coaching and educational services only. We do not:

  • Diagnose medical conditions

  • Prescribe treatments

  • Replace medical care

  • Guarantee specific results

8. Intellectual Property

All materials, including but not limited to:

  • Workbooks

  • Videos

  • Worksheets

  • Meal plans

  • Exercise programs

are protected by copyright and may not be reproduced without permission.

9. Privacy & Confidentiality

We protect your privacy according to our Privacy Policy [LINK]. Client information is kept confidential except when:

  • Required by law

  • Authorized by client

  • Necessary for payment processing

10. Limitation of Liability

Our liability is limited to the amount paid for services. We are not liable for:

  • Indirect damages

  • Lost profits

  • Personal injury

  • Third-party claims

11. Termination

We reserve the right to terminate services if you:

  • Violate these terms

  • Engage in harmful behavior

  • Share confidential materials

  • Default on payments

12. Changes to Terms

We may modify these terms with:

  • [X DAYS] notice for material changes

  • Notice posted on website

  • Email notification to active clients

13. Contact Information

For questions about these terms: [INSERT CONTACT DETAILS] Email: Phone: Address:

14. Governing Law

These terms are governed by the laws of [STATE/COUNTRY].

By using our services, you acknowledge that you have read, understood, and agree to these terms.